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Tax Time

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3. Income tax season is right around the corner. Don’t waste yours going shopping and traveling. Be smart. Pay off debt. Save. Invest.

I beg of you, if you’re out there–do not blow your income taxes on shopping and trips the same month you get them and have nothing left come March. DO-NOT-DO-IT. You’ve been talking about the come-up season all year–this is your chance.

African American Female Graduate

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2. By going to college you can earn more than someone who just has a HS diploma?

I’ve got a lot of friends who don’t even have their high school diploma. They ask me how can they get their life on track? I tell them go get their GED. That way, noone can deny you employment because you don’t have it. The next thing I advise them is to go enroll in a community college and work towards their Associate’s degree. There’s plenty of data out there that suggests that you can make more money with a college degree than I HS diploma. Is college for everybody? No–but all I can say is you don’t want to be the one that has to constantly work and struggle through life because you refused to get an education and little piece of paper.

Life Insurance

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1. People die everyday, without life insurance leaving the burden on family. For less than $30/mo you can get covered. 

People die everyday, from all walks of life. One thing you don’t want to be  is a burden on your family when you die. I purchased my life insurance plan through SelectQuote, and they were able to get me a couple hundred thousand in coverage, for less than $30/mo. For you, it could vary depending on your lifestyle and needs, but they can tell you that over the phone.

That’s all I got for you. Take it or leave it. It is what it is. Oh, and I know people take things the wrong way, so here’s a disclaimer: I’m not a financial advisor and this editorial I’m sharing is just based on my experiences.

 

10 Ways to Improve Your Health & Wealth In 2018  was originally published on thebeatdfw.com

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