Of course we all know the day after Thanksgiving is known as “Black Friday” which traditionally kicks off holiday season spending. Ya know, the truth is we have been bombarded with advertising already that ignites spending.  And that means despite supply chain shortfalls, there remains plenty of opportunity to build a financial mess for ourselves […]

12/19/16 – Rob Wilson gives tips on holiday shopping including one big no-no: don’t use credit for holiday shopping! Rob Wilson is a financial advisor, television contributor and new media personality who concentrates his practice on providing advice to and managing financial affairs for successful professional athletes, entertainers and other young professionals. His work providing […]

Tom Joyner

There is good news this morning: fewer people are being excluded from the banking system, correct? According to a survey from the Federal Deposit Insurance Corporation, or the FDIC, which insures Americans’ bank accounts up to $100,000, more Americans are gaining access to a checking or savings account, a sign that the improving economy is […]

Tom Joyner

What should we be thinking about if we are impacted by a natural disaster? As we watch the remnants of Hurricane Matthew swirl off the Atlantic Coast, I was thinking of those who were impacted by Katrina, and Sandy, and other events that have impacted great numbers of people in our country. Thankfully, Matthew does not […]

Tom Joyner

You have an interesting topic on tap for us this morning: lotteries. Mellody: We are indeed talking about lotteries this morning, but not in a good way. You may have noticed that lately it seems like the major multi-state lottery jackpots have been getting larger and larger, with more frequency. And you would be right! […]

Tom Joyner

What is multigenerational living and how does it impact us financially?  When we hear the term multigenerational living, all it means is more than one generation of adults in a family living under one roof. Now, as everyone gets ready to celebrate the Fourth with friends and family, some of our listeners might think to […]

Tom Joyner

How are new home loan trends are impacting communities of color? It is a very important trend and one that we need to keep our eyes on. In the wake of the housing bubble, regulators moved to rein in subprime lending, the type of lending that led to the housing crisis. As a result, we […]

National, Tom Joyner

  Tom: Today we are talking about some very interesting survey findings – from the Ariel investments Black Investor Survey 2015. Mellody: That’s right! And…

Tom Joyner

  Tom: Happy New Year! You are here to talk about some suggestions for resolutions for 2016 that will improve our money management.  Mellody: You’ve…